Get up to 50,000 GHS in 5 minutes. Fully online, no paperwork — straight to your Mobile Money wallet.
Quick, transparent, and built for Ghana.
Borrow up to 50,000 GHS with flexible repayment terms tailored to your cash flow.
Cash in 5 minutes after approval. Sent directly to MTN MoMo, Vodafone Cash, or AirtelTigo Money.
From just 2.5% per month. No hidden fees — what you see is what you pay.
Four simple steps to get your loan.
Get TrustCredit GH from Google Play. Sign up with your Ghana Card and phone number in under 2 minutes.
Take a selfie and upload your Ghana Card. Our AI verifies your identity instantly and securely.
Select how much you need — from 100 to 50,000 GHS — and pick a repayment term that suits you.
Once approved, funds arrive in your Mobile Money wallet within 5 minutes. MTN MoMo, Vodafone Cash, or AirtelTigo Money — you choose.
We are built for Ghana — fast, fair, and fully transparent.
No branch visits. No paperwork. Everything on your phone.
Unsecured personal loans based on your credit profile.
Your data is encrypted and never shared without consent.
Flexible repayment periods to match your cash flow. Early repayment with no penalty.
MTN MoMo, Vodafone Cash & AirtelTigo Money.
Reach us anytime via WhatsApp or in‑app chat.
Everything you need to know about TrustCredit GH.
You must be a Ghanaian resident aged 18 or above, with a valid Ghana Card, an active Mobile Money account (MTN MoMo, Vodafone Cash, or AirtelTigo Money), and a smartphone with internet access.
First‑time borrowers can access up to 5,000 GHS. Returning customers can borrow up to 50,000 GHS. Interest rates start from 2.5% per month, with no hidden charges — all fees are displayed upfront before you confirm your loan.
After your loan is approved, funds are disbursed to your Mobile Money wallet within 5 minutes. The entire process — from registration to receiving funds — can be completed in under 10 minutes for returning customers.
We use 256‑bit SSL encryption and comply with Ghana’s Data Protection Act. Your personal information is never shared with third parties without your explicit consent. All data is stored on secure servers with regular security audits.
Yes — you can repay your loan early at any time with no penalty fees. Early repayment also improves your credit score, which may increase your loan limit for future borrowings.
Please contact our support team as soon as possible if you anticipate difficulty. We offer flexible extensions and can work out a revised repayment plan. Late repayment may incur additional fees and affect your credit score, so we encourage proactive communication.
Download TrustCredit GH and get your first loan in minutes.
Available in Ghana. Requires Android 6.0+.